LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,551
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$33,563
−HK$1,029/mo
Today · 4.125%
HK$34,592
baseline
▲ 0.50% · 4.625%
HK$36,697
+HK$2,105/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$69,184/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,212
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$37,183
−HK$986/mo
Today · 4.125%
HK$38,169
baseline
▲ 0.50% · 4.625%
HK$40,181
+HK$2,012/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$76,338/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,061
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$40,276
−HK$1,234/mo
Today · 4.125%
HK$41,510
baseline
▲ 0.50% · 4.625%
HK$44,036
+HK$2,526/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$83,020/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,455
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$44,620
−HK$1,182/mo
Today · 4.125%
HK$45,802
baseline
▲ 0.50% · 4.625%
HK$48,217
+HK$2,415/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$91,604/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,571
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$46,988
−HK$1,441/mo
Today · 4.125%
HK$48,429
baseline
▲ 0.50% · 4.625%
HK$51,375
+HK$2,946/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$96,858/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,697
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,057
−HK$1,379/mo
Today · 4.125%
HK$53,436
baseline
▲ 0.50% · 4.625%
HK$56,253
+HK$2,817/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$106,872/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,591
−HK$3,674/mo
▼ 0.25% · 3.875%
HK$60,414
−HK$1,851/mo
Today · 4.125%
HK$62,265
baseline
▲ 0.50% · 4.625%
HK$66,054
+HK$3,789/mo
Deposit HK$1.43M · loan HK$12.85M · min. income ≈ HK$124,530/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,182
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$66,930
−HK$1,774/mo
Today · 4.125%
HK$68,704
baseline
▲ 0.50% · 4.625%
HK$72,325
+HK$3,621/mo
Deposit HK$1.43M · loan HK$12.85M · min. income ≈ HK$137,408/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,313 · Scale 2, in force from 26 Feb 2026)