LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,551
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,564
−HK$1,029/mo
Today · 4.125%
HK$34,593
baseline
▲ 0.50% · 4.625%
HK$36,698
+HK$2,105/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$69,186/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,213
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$37,184
−HK$986/mo
Today · 4.125%
HK$38,170
baseline
▲ 0.50% · 4.625%
HK$40,182
+HK$2,012/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$76,340/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,062
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$40,277
−HK$1,234/mo
Today · 4.125%
HK$41,511
baseline
▲ 0.50% · 4.625%
HK$44,037
+HK$2,526/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$83,022/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,456
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$44,621
−HK$1,182/mo
Today · 4.125%
HK$45,803
baseline
▲ 0.50% · 4.625%
HK$48,218
+HK$2,415/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$91,606/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,572
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$46,989
−HK$1,441/mo
Today · 4.125%
HK$48,430
baseline
▲ 0.50% · 4.625%
HK$51,377
+HK$2,947/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$96,860/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,698
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,058
−HK$1,379/mo
Today · 4.125%
HK$53,437
baseline
▲ 0.50% · 4.625%
HK$56,254
+HK$2,817/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$106,874/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,592
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$60,415
−HK$1,852/mo
Today · 4.125%
HK$62,267
baseline
▲ 0.50% · 4.625%
HK$66,056
+HK$3,789/mo
Deposit HK$1.43M · loan HK$12.85M · min. income ≈ HK$124,534/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,184
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$66,932
−HK$1,773/mo
Today · 4.125%
HK$68,705
baseline
▲ 0.50% · 4.625%
HK$72,327
+HK$3,622/mo
Deposit HK$1.43M · loan HK$12.85M · min. income ≈ HK$137,410/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,325 · Scale 2, in force from 26 Feb 2026)