LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,553
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$33,565
−HK$1,029/mo
Today · 4.125%
HK$34,594
baseline
▲ 0.50% · 4.625%
HK$36,699
+HK$2,105/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$69,188/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,215
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,186
−HK$985/mo
Today · 4.125%
HK$38,171
baseline
▲ 0.50% · 4.625%
HK$40,183
+HK$2,012/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$76,342/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,063
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$40,278
−HK$1,235/mo
Today · 4.125%
HK$41,513
baseline
▲ 0.50% · 4.625%
HK$44,039
+HK$2,526/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$83,026/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,458
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$44,623
−HK$1,182/mo
Today · 4.125%
HK$45,805
baseline
▲ 0.50% · 4.625%
HK$48,220
+HK$2,415/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$91,610/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,574
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$46,991
−HK$1,441/mo
Today · 4.125%
HK$48,432
baseline
▲ 0.50% · 4.625%
HK$51,379
+HK$2,947/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$96,864/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,700
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$52,060
−HK$1,380/mo
Today · 4.125%
HK$53,440
baseline
▲ 0.50% · 4.625%
HK$56,257
+HK$2,817/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$106,880/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,595
−HK$3,674/mo
▼ 0.25% · 3.875%
HK$60,418
−HK$1,851/mo
Today · 4.125%
HK$62,269
baseline
▲ 0.50% · 4.625%
HK$66,058
+HK$3,789/mo
Deposit HK$1.43M · loan HK$12.85M · min. income ≈ HK$124,538/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,186
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$66,935
−HK$1,773/mo
Today · 4.125%
HK$68,708
baseline
▲ 0.50% · 4.625%
HK$72,330
+HK$3,622/mo
Deposit HK$1.43M · loan HK$12.85M · min. income ≈ HK$137,416/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,348 · Scale 2, in force from 26 Feb 2026)