LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,555
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$33,567
−HK$1,029/mo
Today · 4.125%
HK$34,596
baseline
▲ 0.50% · 4.625%
HK$36,701
+HK$2,105/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$69,192/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,217
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,188
−HK$985/mo
Today · 4.125%
HK$38,173
baseline
▲ 0.50% · 4.625%
HK$40,185
+HK$2,012/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$76,346/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,065
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$40,281
−HK$1,234/mo
Today · 4.125%
HK$41,515
baseline
▲ 0.50% · 4.625%
HK$44,041
+HK$2,526/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$83,030/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,460
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$44,626
−HK$1,182/mo
Today · 4.125%
HK$45,808
baseline
▲ 0.50% · 4.625%
HK$48,223
+HK$2,415/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$91,616/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,576
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$46,994
−HK$1,440/mo
Today · 4.125%
HK$48,434
baseline
▲ 0.50% · 4.625%
HK$51,382
+HK$2,948/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$96,868/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,703
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$52,063
−HK$1,380/mo
Today · 4.125%
HK$53,443
baseline
▲ 0.50% · 4.625%
HK$56,260
+HK$2,817/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$106,886/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,598
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$60,421
−HK$1,852/mo
Today · 4.125%
HK$62,273
baseline
▲ 0.50% · 4.625%
HK$66,062
+HK$3,789/mo
Deposit HK$1.43M · loan HK$12.85M · min. income ≈ HK$124,546/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,190
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$66,938
−HK$1,774/mo
Today · 4.125%
HK$68,712
baseline
▲ 0.50% · 4.625%
HK$72,334
+HK$3,622/mo
Deposit HK$1.43M · loan HK$12.85M · min. income ≈ HK$137,424/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,377 · Scale 2, in force from 26 Feb 2026)