LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,557
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,570
−HK$1,029/mo
Today · 4.125%
HK$34,599
baseline
▲ 0.50% · 4.625%
HK$36,704
+HK$2,105/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$69,198/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,220
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$37,191
−HK$986/mo
Today · 4.125%
HK$38,177
baseline
▲ 0.50% · 4.625%
HK$40,189
+HK$2,012/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$76,354/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,069
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$40,284
−HK$1,235/mo
Today · 4.125%
HK$41,519
baseline
▲ 0.50% · 4.625%
HK$44,045
+HK$2,526/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$83,038/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,464
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$44,629
−HK$1,183/mo
Today · 4.125%
HK$45,812
baseline
▲ 0.50% · 4.625%
HK$48,227
+HK$2,415/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$91,624/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,580
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$46,998
−HK$1,441/mo
Today · 4.125%
HK$48,439
baseline
▲ 0.50% · 4.625%
HK$51,386
+HK$2,947/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$96,878/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,708
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,068
−HK$1,379/mo
Today · 4.125%
HK$53,447
baseline
▲ 0.50% · 4.625%
HK$56,264
+HK$2,817/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$106,894/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,603
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$60,426
−HK$1,852/mo
Today · 4.125%
HK$62,278
baseline
▲ 0.50% · 4.625%
HK$66,068
+HK$3,790/mo
Deposit HK$1.43M · loan HK$12.85M · min. income ≈ HK$124,556/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,195
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$66,944
−HK$1,774/mo
Today · 4.125%
HK$68,718
baseline
▲ 0.50% · 4.625%
HK$72,340
+HK$3,622/mo
Deposit HK$1.43M · loan HK$12.85M · min. income ≈ HK$137,436/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,422 · Scale 2, in force from 26 Feb 2026)