LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,559
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,572
−HK$1,029/mo
Today · 4.125%
HK$34,601
baseline
▲ 0.50% · 4.625%
HK$36,706
+HK$2,105/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$69,202/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,222
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$37,193
−HK$986/mo
Today · 4.125%
HK$38,179
baseline
▲ 0.50% · 4.625%
HK$40,191
+HK$2,012/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$76,358/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,071
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$40,286
−HK$1,235/mo
Today · 4.125%
HK$41,521
baseline
▲ 0.50% · 4.625%
HK$44,048
+HK$2,527/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$83,042/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,466
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$44,632
−HK$1,183/mo
Today · 4.125%
HK$45,815
baseline
▲ 0.50% · 4.625%
HK$48,230
+HK$2,415/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$91,630/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,583
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$47,001
−HK$1,440/mo
Today · 4.125%
HK$48,441
baseline
▲ 0.50% · 4.625%
HK$51,389
+HK$2,948/mo
Deposit HK$4.28M · loan HK$10.00M · min. income ≈ HK$96,882/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,711
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,071
−HK$1,379/mo
Today · 4.125%
HK$53,450
baseline
▲ 0.50% · 4.625%
HK$56,268
+HK$2,818/mo
Deposit HK$4.28M · loan HK$10.00M · min. income ≈ HK$106,900/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,607
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$60,430
−HK$1,852/mo
Today · 4.125%
HK$62,282
baseline
▲ 0.50% · 4.625%
HK$66,072
+HK$3,790/mo
Deposit HK$1.43M · loan HK$12.85M · min. income ≈ HK$124,564/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,199
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$66,948
−HK$1,774/mo
Today · 4.125%
HK$68,722
baseline
▲ 0.50% · 4.625%
HK$72,344
+HK$3,622/mo
Deposit HK$1.43M · loan HK$12.85M · min. income ≈ HK$137,444/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,455 · Scale 2, in force from 26 Feb 2026)