LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,561
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,574
−HK$1,029/mo
Today · 4.125%
HK$34,603
baseline
▲ 0.50% · 4.625%
HK$36,708
+HK$2,105/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$69,206/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,224
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$37,195
−HK$986/mo
Today · 4.125%
HK$38,181
baseline
▲ 0.50% · 4.625%
HK$40,193
+HK$2,012/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$76,362/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,073
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$40,289
−HK$1,234/mo
Today · 4.125%
HK$41,523
baseline
▲ 0.50% · 4.625%
HK$44,050
+HK$2,527/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$83,046/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,469
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$44,634
−HK$1,183/mo
Today · 4.125%
HK$45,817
baseline
▲ 0.50% · 4.625%
HK$48,232
+HK$2,415/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$91,634/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,585
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$47,003
−HK$1,441/mo
Today · 4.125%
HK$48,444
baseline
▲ 0.50% · 4.625%
HK$51,392
+HK$2,948/mo
Deposit HK$4.28M · loan HK$10.00M · min. income ≈ HK$96,888/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,713
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$52,073
−HK$1,380/mo
Today · 4.125%
HK$53,453
baseline
▲ 0.50% · 4.625%
HK$56,271
+HK$2,818/mo
Deposit HK$4.28M · loan HK$10.00M · min. income ≈ HK$106,906/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,610
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$60,433
−HK$1,852/mo
Today · 4.125%
HK$62,285
baseline
▲ 0.50% · 4.625%
HK$66,075
+HK$3,790/mo
Deposit HK$1.43M · loan HK$12.85M · min. income ≈ HK$124,570/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,203
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$66,952
−HK$1,774/mo
Today · 4.125%
HK$68,726
baseline
▲ 0.50% · 4.625%
HK$72,348
+HK$3,622/mo
Deposit HK$1.43M · loan HK$12.85M · min. income ≈ HK$137,452/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,483 · Scale 2, in force from 26 Feb 2026)