LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,563
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,576
−HK$1,029/mo
Today · 4.125%
HK$34,605
baseline
▲ 0.50% · 4.625%
HK$36,711
+HK$2,106/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$69,210/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,226
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$37,198
−HK$985/mo
Today · 4.125%
HK$38,183
baseline
▲ 0.50% · 4.625%
HK$40,196
+HK$2,013/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$76,366/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,076
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$40,291
−HK$1,235/mo
Today · 4.125%
HK$41,526
baseline
▲ 0.50% · 4.625%
HK$44,053
+HK$2,527/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$83,052/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,471
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$44,637
−HK$1,183/mo
Today · 4.125%
HK$45,820
baseline
▲ 0.50% · 4.625%
HK$48,235
+HK$2,415/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$91,640/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,588
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$47,007
−HK$1,440/mo
Today · 4.125%
HK$48,447
baseline
▲ 0.50% · 4.625%
HK$51,395
+HK$2,948/mo
Deposit HK$4.28M · loan HK$10.00M · min. income ≈ HK$96,894/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,717
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$52,077
−HK$1,380/mo
Today · 4.125%
HK$53,457
baseline
▲ 0.50% · 4.625%
HK$56,275
+HK$2,818/mo
Deposit HK$4.28M · loan HK$10.00M · min. income ≈ HK$106,914/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,614
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$60,437
−HK$1,852/mo
Today · 4.125%
HK$62,289
baseline
▲ 0.50% · 4.625%
HK$66,080
+HK$3,791/mo
Deposit HK$1.43M · loan HK$12.85M · min. income ≈ HK$124,578/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,207
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$66,956
−HK$1,774/mo
Today · 4.125%
HK$68,730
baseline
▲ 0.50% · 4.625%
HK$72,353
+HK$3,623/mo
Deposit HK$1.43M · loan HK$12.85M · min. income ≈ HK$137,460/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,519 · Scale 2, in force from 26 Feb 2026)