LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,564
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,576
−HK$1,030/mo
Today · 4.125%
HK$34,606
baseline
▲ 0.50% · 4.625%
HK$36,711
+HK$2,105/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$69,212/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,227
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$37,198
−HK$986/mo
Today · 4.125%
HK$38,184
baseline
▲ 0.50% · 4.625%
HK$40,197
+HK$2,013/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$76,368/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,076
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$40,292
−HK$1,235/mo
Today · 4.125%
HK$41,527
baseline
▲ 0.50% · 4.625%
HK$44,054
+HK$2,527/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$83,054/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,472
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$44,638
−HK$1,183/mo
Today · 4.125%
HK$45,821
baseline
▲ 0.50% · 4.625%
HK$48,236
+HK$2,415/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$91,642/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,589
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$47,007
−HK$1,441/mo
Today · 4.125%
HK$48,448
baseline
▲ 0.50% · 4.625%
HK$51,396
+HK$2,948/mo
Deposit HK$4.28M · loan HK$10.00M · min. income ≈ HK$96,896/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,717
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$52,078
−HK$1,379/mo
Today · 4.125%
HK$53,457
baseline
▲ 0.50% · 4.625%
HK$56,275
+HK$2,818/mo
Deposit HK$4.28M · loan HK$10.00M · min. income ≈ HK$106,914/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,614
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$60,438
−HK$1,852/mo
Today · 4.125%
HK$62,290
baseline
▲ 0.50% · 4.625%
HK$66,080
+HK$3,790/mo
Deposit HK$1.43M · loan HK$12.85M · min. income ≈ HK$124,580/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,208
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$66,957
−HK$1,774/mo
Today · 4.125%
HK$68,731
baseline
▲ 0.50% · 4.625%
HK$72,354
+HK$3,623/mo
Deposit HK$1.43M · loan HK$12.85M · min. income ≈ HK$137,462/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,525 · Scale 2, in force from 26 Feb 2026)