LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,564
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,577
−HK$1,029/mo
Today · 4.125%
HK$34,606
baseline
▲ 0.50% · 4.625%
HK$36,712
+HK$2,106/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$69,212/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,227
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,199
−HK$986/mo
Today · 4.125%
HK$38,185
baseline
▲ 0.50% · 4.625%
HK$40,197
+HK$2,012/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$76,370/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,077
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$40,292
−HK$1,235/mo
Today · 4.125%
HK$41,527
baseline
▲ 0.50% · 4.625%
HK$44,054
+HK$2,527/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$83,054/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,473
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$44,639
−HK$1,182/mo
Today · 4.125%
HK$45,821
baseline
▲ 0.50% · 4.625%
HK$48,237
+HK$2,416/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$91,642/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,590
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$47,008
−HK$1,441/mo
Today · 4.125%
HK$48,449
baseline
▲ 0.50% · 4.625%
HK$51,397
+HK$2,948/mo
Deposit HK$4.28M · loan HK$10.00M · min. income ≈ HK$96,898/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,718
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$52,078
−HK$1,380/mo
Today · 4.125%
HK$53,458
baseline
▲ 0.50% · 4.625%
HK$56,276
+HK$2,818/mo
Deposit HK$4.28M · loan HK$10.00M · min. income ≈ HK$106,916/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,615
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$60,439
−HK$1,852/mo
Today · 4.125%
HK$62,291
baseline
▲ 0.50% · 4.625%
HK$66,081
+HK$3,790/mo
Deposit HK$1.43M · loan HK$12.85M · min. income ≈ HK$124,582/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,209
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$66,958
−HK$1,774/mo
Today · 4.125%
HK$68,732
baseline
▲ 0.50% · 4.625%
HK$72,355
+HK$3,623/mo
Deposit HK$1.43M · loan HK$12.85M · min. income ≈ HK$137,464/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,534 · Scale 2, in force from 26 Feb 2026)