LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,567
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,580
−HK$1,029/mo
Today · 4.125%
HK$34,609
baseline
▲ 0.50% · 4.625%
HK$36,715
+HK$2,106/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$69,218/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,230
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,202
−HK$986/mo
Today · 4.125%
HK$38,188
baseline
▲ 0.50% · 4.625%
HK$40,201
+HK$2,013/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$76,376/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,080
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$40,296
−HK$1,235/mo
Today · 4.125%
HK$41,531
baseline
▲ 0.50% · 4.625%
HK$44,058
+HK$2,527/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$83,062/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,476
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$44,643
−HK$1,182/mo
Today · 4.125%
HK$45,825
baseline
▲ 0.50% · 4.625%
HK$48,241
+HK$2,416/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$91,650/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,594
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$47,012
−HK$1,441/mo
Today · 4.125%
HK$48,453
baseline
▲ 0.50% · 4.625%
HK$51,401
+HK$2,948/mo
Deposit HK$4.28M · loan HK$10.00M · min. income ≈ HK$96,906/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,723
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$52,083
−HK$1,380/mo
Today · 4.125%
HK$53,463
baseline
▲ 0.50% · 4.625%
HK$56,281
+HK$2,818/mo
Deposit HK$4.28M · loan HK$10.00M · min. income ≈ HK$106,926/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,621
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$60,444
−HK$1,853/mo
Today · 4.125%
HK$62,297
baseline
▲ 0.50% · 4.625%
HK$66,087
+HK$3,790/mo
Deposit HK$1.43M · loan HK$12.85M · min. income ≈ HK$124,594/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,215
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$66,964
−HK$1,774/mo
Today · 4.125%
HK$68,738
baseline
▲ 0.50% · 4.625%
HK$72,361
+HK$3,623/mo
Deposit HK$1.43M · loan HK$12.85M · min. income ≈ HK$137,476/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,581 · Scale 2, in force from 26 Feb 2026)