LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,568
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,581
−HK$1,029/mo
Today · 4.125%
HK$34,610
baseline
▲ 0.50% · 4.625%
HK$36,716
+HK$2,106/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$69,220/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,231
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,203
−HK$986/mo
Today · 4.125%
HK$38,189
baseline
▲ 0.50% · 4.625%
HK$40,202
+HK$2,013/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$76,378/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,081
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$40,297
−HK$1,235/mo
Today · 4.125%
HK$41,532
baseline
▲ 0.50% · 4.625%
HK$44,059
+HK$2,527/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$83,064/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,477
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$44,644
−HK$1,182/mo
Today · 4.125%
HK$45,826
baseline
▲ 0.50% · 4.625%
HK$48,242
+HK$2,416/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$91,652/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,595
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$47,013
−HK$1,441/mo
Today · 4.125%
HK$48,454
baseline
▲ 0.50% · 4.625%
HK$51,402
+HK$2,948/mo
Deposit HK$4.28M · loan HK$10.00M · min. income ≈ HK$96,908/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,724
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$52,084
−HK$1,380/mo
Today · 4.125%
HK$53,464
baseline
▲ 0.50% · 4.625%
HK$56,282
+HK$2,818/mo
Deposit HK$4.28M · loan HK$10.00M · min. income ≈ HK$106,928/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,622
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$60,445
−HK$1,853/mo
Today · 4.125%
HK$62,298
baseline
▲ 0.50% · 4.625%
HK$66,089
+HK$3,791/mo
Deposit HK$1.43M · loan HK$12.85M · min. income ≈ HK$124,596/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,216
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$66,965
−HK$1,775/mo
Today · 4.125%
HK$68,740
baseline
▲ 0.50% · 4.625%
HK$72,363
+HK$3,623/mo
Deposit HK$1.43M · loan HK$12.85M · min. income ≈ HK$137,480/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,593 · Scale 2, in force from 26 Feb 2026)