LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,569
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,582
−HK$1,029/mo
Today · 4.125%
HK$34,611
baseline
▲ 0.50% · 4.625%
HK$36,717
+HK$2,106/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$69,222/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,232
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,204
−HK$986/mo
Today · 4.125%
HK$38,190
baseline
▲ 0.50% · 4.625%
HK$40,203
+HK$2,013/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$76,380/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,083
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$40,298
−HK$1,235/mo
Today · 4.125%
HK$41,533
baseline
▲ 0.50% · 4.625%
HK$44,061
+HK$2,528/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$83,066/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,479
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$44,645
−HK$1,183/mo
Today · 4.125%
HK$45,828
baseline
▲ 0.50% · 4.625%
HK$48,244
+HK$2,416/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$91,656/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,596
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$47,015
−HK$1,441/mo
Today · 4.125%
HK$48,456
baseline
▲ 0.50% · 4.625%
HK$51,404
+HK$2,948/mo
Deposit HK$4.28M · loan HK$10.00M · min. income ≈ HK$96,912/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,725
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$52,086
−HK$1,380/mo
Today · 4.125%
HK$53,466
baseline
▲ 0.50% · 4.625%
HK$56,284
+HK$2,818/mo
Deposit HK$4.28M · loan HK$10.00M · min. income ≈ HK$106,932/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,624
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$60,447
−HK$1,853/mo
Today · 4.125%
HK$62,300
baseline
▲ 0.50% · 4.625%
HK$66,091
+HK$3,791/mo
Deposit HK$1.43M · loan HK$12.85M · min. income ≈ HK$124,600/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,218
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$66,967
−HK$1,775/mo
Today · 4.125%
HK$68,742
baseline
▲ 0.50% · 4.625%
HK$72,365
+HK$3,623/mo
Deposit HK$1.43M · loan HK$12.85M · min. income ≈ HK$137,484/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,611 · Scale 2, in force from 26 Feb 2026)