LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,570
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,583
−HK$1,029/mo
Today · 4.125%
HK$34,612
baseline
▲ 0.50% · 4.625%
HK$36,718
+HK$2,106/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$69,224/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,233
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,205
−HK$986/mo
Today · 4.125%
HK$38,191
baseline
▲ 0.50% · 4.625%
HK$40,204
+HK$2,013/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$76,382/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,084
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$40,299
−HK$1,235/mo
Today · 4.125%
HK$41,534
baseline
▲ 0.50% · 4.625%
HK$44,062
+HK$2,528/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$83,068/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,480
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$44,646
−HK$1,183/mo
Today · 4.125%
HK$45,829
baseline
▲ 0.50% · 4.625%
HK$48,245
+HK$2,416/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$91,658/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,598
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$47,016
−HK$1,441/mo
Today · 4.125%
HK$48,457
baseline
▲ 0.50% · 4.625%
HK$51,405
+HK$2,948/mo
Deposit HK$4.29M · loan HK$10.00M · min. income ≈ HK$96,914/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,727
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$52,087
−HK$1,380/mo
Today · 4.125%
HK$53,467
baseline
▲ 0.50% · 4.625%
HK$56,286
+HK$2,819/mo
Deposit HK$4.29M · loan HK$10.00M · min. income ≈ HK$106,934/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,625
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$60,449
−HK$1,853/mo
Today · 4.125%
HK$62,302
baseline
▲ 0.50% · 4.625%
HK$66,093
+HK$3,791/mo
Deposit HK$1.43M · loan HK$12.86M · min. income ≈ HK$124,604/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,220
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$66,969
−HK$1,775/mo
Today · 4.125%
HK$68,744
baseline
▲ 0.50% · 4.625%
HK$72,367
+HK$3,623/mo
Deposit HK$1.43M · loan HK$12.86M · min. income ≈ HK$137,488/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,626 · Scale 2, in force from 26 Feb 2026)