LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,571
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,584
−HK$1,030/mo
Today · 4.125%
HK$34,614
baseline
▲ 0.50% · 4.625%
HK$36,720
+HK$2,106/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$69,228/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,235
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,207
−HK$986/mo
Today · 4.125%
HK$38,193
baseline
▲ 0.50% · 4.625%
HK$40,206
+HK$2,013/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$76,386/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,085
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$40,301
−HK$1,235/mo
Today · 4.125%
HK$41,536
baseline
▲ 0.50% · 4.625%
HK$44,064
+HK$2,528/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$83,072/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,482
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$44,648
−HK$1,183/mo
Today · 4.125%
HK$45,831
baseline
▲ 0.50% · 4.625%
HK$48,247
+HK$2,416/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$91,662/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,599
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$47,018
−HK$1,441/mo
Today · 4.125%
HK$48,459
baseline
▲ 0.50% · 4.625%
HK$51,408
+HK$2,949/mo
Deposit HK$4.29M · loan HK$10.00M · min. income ≈ HK$96,918/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,729
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$52,089
−HK$1,381/mo
Today · 4.125%
HK$53,470
baseline
▲ 0.50% · 4.625%
HK$56,288
+HK$2,818/mo
Deposit HK$4.29M · loan HK$10.00M · min. income ≈ HK$106,940/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,628
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$60,452
−HK$1,852/mo
Today · 4.125%
HK$62,304
baseline
▲ 0.50% · 4.625%
HK$66,095
+HK$3,791/mo
Deposit HK$1.43M · loan HK$12.86M · min. income ≈ HK$124,608/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,223
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$66,972
−HK$1,775/mo
Today · 4.125%
HK$68,747
baseline
▲ 0.50% · 4.625%
HK$72,370
+HK$3,623/mo
Deposit HK$1.43M · loan HK$12.86M · min. income ≈ HK$137,494/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,648 · Scale 2, in force from 26 Feb 2026)