LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,571
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,585
−HK$1,029/mo
Today · 4.125%
HK$34,614
baseline
▲ 0.50% · 4.625%
HK$36,720
+HK$2,106/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$69,228/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,235
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,207
−HK$986/mo
Today · 4.125%
HK$38,193
baseline
▲ 0.50% · 4.625%
HK$40,206
+HK$2,013/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$76,386/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,086
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$40,301
−HK$1,236/mo
Today · 4.125%
HK$41,537
baseline
▲ 0.50% · 4.625%
HK$44,064
+HK$2,527/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$83,074/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,482
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$44,649
−HK$1,183/mo
Today · 4.125%
HK$45,832
baseline
▲ 0.50% · 4.625%
HK$48,248
+HK$2,416/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$91,664/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,600
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$47,018
−HK$1,441/mo
Today · 4.125%
HK$48,459
baseline
▲ 0.50% · 4.625%
HK$51,408
+HK$2,949/mo
Deposit HK$4.29M · loan HK$10.00M · min. income ≈ HK$96,918/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,730
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$52,090
−HK$1,380/mo
Today · 4.125%
HK$53,470
baseline
▲ 0.50% · 4.625%
HK$56,289
+HK$2,819/mo
Deposit HK$4.29M · loan HK$10.00M · min. income ≈ HK$106,940/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,629
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$60,452
−HK$1,853/mo
Today · 4.125%
HK$62,305
baseline
▲ 0.50% · 4.625%
HK$66,096
+HK$3,791/mo
Deposit HK$1.43M · loan HK$12.86M · min. income ≈ HK$124,610/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,224
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$66,973
−HK$1,774/mo
Today · 4.125%
HK$68,747
baseline
▲ 0.50% · 4.625%
HK$72,371
+HK$3,624/mo
Deposit HK$1.43M · loan HK$12.86M · min. income ≈ HK$137,494/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,654 · Scale 2, in force from 26 Feb 2026)