LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,572
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,585
−HK$1,030/mo
Today · 4.125%
HK$34,615
baseline
▲ 0.50% · 4.625%
HK$36,721
+HK$2,106/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$69,230/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,236
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,208
−HK$986/mo
Today · 4.125%
HK$38,194
baseline
▲ 0.50% · 4.625%
HK$40,207
+HK$2,013/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$76,388/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,087
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$40,302
−HK$1,236/mo
Today · 4.125%
HK$41,538
baseline
▲ 0.50% · 4.625%
HK$44,065
+HK$2,527/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$83,076/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,484
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$44,650
−HK$1,183/mo
Today · 4.125%
HK$45,833
baseline
▲ 0.50% · 4.625%
HK$48,249
+HK$2,416/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$91,666/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,601
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$47,020
−HK$1,441/mo
Today · 4.125%
HK$48,461
baseline
▲ 0.50% · 4.625%
HK$51,409
+HK$2,948/mo
Deposit HK$4.29M · loan HK$10.00M · min. income ≈ HK$96,922/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,731
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$52,091
−HK$1,381/mo
Today · 4.125%
HK$53,472
baseline
▲ 0.50% · 4.625%
HK$56,290
+HK$2,818/mo
Deposit HK$4.29M · loan HK$10.00M · min. income ≈ HK$106,944/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,630
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$60,454
−HK$1,853/mo
Today · 4.125%
HK$62,307
baseline
▲ 0.50% · 4.625%
HK$66,098
+HK$3,791/mo
Deposit HK$1.43M · loan HK$12.86M · min. income ≈ HK$124,614/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,225
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$66,975
−HK$1,774/mo
Today · 4.125%
HK$68,749
baseline
▲ 0.50% · 4.625%
HK$72,373
+HK$3,624/mo
Deposit HK$1.43M · loan HK$12.86M · min. income ≈ HK$137,498/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,668 · Scale 2, in force from 26 Feb 2026)