LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,573
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,586
−HK$1,030/mo
Today · 4.125%
HK$34,616
baseline
▲ 0.50% · 4.625%
HK$36,722
+HK$2,106/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$69,232/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,237
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,209
−HK$986/mo
Today · 4.125%
HK$38,195
baseline
▲ 0.50% · 4.625%
HK$40,208
+HK$2,013/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$76,390/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,088
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$40,304
−HK$1,235/mo
Today · 4.125%
HK$41,539
baseline
▲ 0.50% · 4.625%
HK$44,067
+HK$2,528/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$83,078/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,485
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$44,651
−HK$1,183/mo
Today · 4.125%
HK$45,834
baseline
▲ 0.50% · 4.625%
HK$48,250
+HK$2,416/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$91,668/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,602
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$47,021
−HK$1,441/mo
Today · 4.125%
HK$48,462
baseline
▲ 0.50% · 4.625%
HK$51,411
+HK$2,949/mo
Deposit HK$4.29M · loan HK$10.00M · min. income ≈ HK$96,924/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,732
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$52,093
−HK$1,380/mo
Today · 4.125%
HK$53,473
baseline
▲ 0.50% · 4.625%
HK$56,292
+HK$2,819/mo
Deposit HK$4.29M · loan HK$10.00M · min. income ≈ HK$106,946/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,632
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$60,456
−HK$1,852/mo
Today · 4.125%
HK$62,308
baseline
▲ 0.50% · 4.625%
HK$66,100
+HK$3,792/mo
Deposit HK$1.43M · loan HK$12.86M · min. income ≈ HK$124,616/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,227
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$66,977
−HK$1,774/mo
Today · 4.125%
HK$68,751
baseline
▲ 0.50% · 4.625%
HK$72,375
+HK$3,624/mo
Deposit HK$1.43M · loan HK$12.86M · min. income ≈ HK$137,502/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,683 · Scale 2, in force from 26 Feb 2026)