LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,575
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,588
−HK$1,029/mo
Today · 4.125%
HK$34,617
baseline
▲ 0.50% · 4.625%
HK$36,724
+HK$2,107/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$69,234/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,239
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,211
−HK$986/mo
Today · 4.125%
HK$38,197
baseline
▲ 0.50% · 4.625%
HK$40,210
+HK$2,013/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$76,394/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,089
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$40,305
−HK$1,236/mo
Today · 4.125%
HK$41,541
baseline
▲ 0.50% · 4.625%
HK$44,068
+HK$2,527/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$83,082/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,487
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$44,653
−HK$1,183/mo
Today · 4.125%
HK$45,836
baseline
▲ 0.50% · 4.625%
HK$48,252
+HK$2,416/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$91,672/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,604
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$47,023
−HK$1,441/mo
Today · 4.125%
HK$48,464
baseline
▲ 0.50% · 4.625%
HK$51,413
+HK$2,949/mo
Deposit HK$4.29M · loan HK$10.00M · min. income ≈ HK$96,928/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,734
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$52,095
−HK$1,380/mo
Today · 4.125%
HK$53,475
baseline
▲ 0.50% · 4.625%
HK$56,294
+HK$2,819/mo
Deposit HK$4.29M · loan HK$10.00M · min. income ≈ HK$106,950/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,634
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$60,458
−HK$1,853/mo
Today · 4.125%
HK$62,311
baseline
▲ 0.50% · 4.625%
HK$66,103
+HK$3,792/mo
Deposit HK$1.43M · loan HK$12.86M · min. income ≈ HK$124,622/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,230
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$66,979
−HK$1,775/mo
Today · 4.125%
HK$68,754
baseline
▲ 0.50% · 4.625%
HK$72,378
+HK$3,624/mo
Deposit HK$1.43M · loan HK$12.86M · min. income ≈ HK$137,508/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,706 · Scale 2, in force from 26 Feb 2026)