LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,575
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,589
−HK$1,029/mo
Today · 4.125%
HK$34,618
baseline
▲ 0.50% · 4.625%
HK$36,724
+HK$2,106/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$69,236/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,240
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,212
−HK$986/mo
Today · 4.125%
HK$38,198
baseline
▲ 0.50% · 4.625%
HK$40,211
+HK$2,013/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$76,396/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,090
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$40,306
−HK$1,236/mo
Today · 4.125%
HK$41,542
baseline
▲ 0.50% · 4.625%
HK$44,069
+HK$2,527/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$83,084/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,488
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$44,654
−HK$1,183/mo
Today · 4.125%
HK$45,837
baseline
▲ 0.50% · 4.625%
HK$48,253
+HK$2,416/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$91,674/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,605
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$47,024
−HK$1,441/mo
Today · 4.125%
HK$48,465
baseline
▲ 0.50% · 4.625%
HK$51,414
+HK$2,949/mo
Deposit HK$4.29M · loan HK$10.00M · min. income ≈ HK$96,930/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,736
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$52,096
−HK$1,381/mo
Today · 4.125%
HK$53,477
baseline
▲ 0.50% · 4.625%
HK$56,295
+HK$2,818/mo
Deposit HK$4.29M · loan HK$10.00M · min. income ≈ HK$106,954/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,636
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$60,459
−HK$1,853/mo
Today · 4.125%
HK$62,312
baseline
▲ 0.50% · 4.625%
HK$66,104
+HK$3,792/mo
Deposit HK$1.43M · loan HK$12.86M · min. income ≈ HK$124,624/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,231
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$66,981
−HK$1,775/mo
Today · 4.125%
HK$68,756
baseline
▲ 0.50% · 4.625%
HK$72,380
+HK$3,624/mo
Deposit HK$1.43M · loan HK$12.86M · min. income ≈ HK$137,512/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,718 · Scale 2, in force from 26 Feb 2026)