LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,578
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,591
−HK$1,030/mo
Today · 4.125%
HK$34,621
baseline
▲ 0.50% · 4.625%
HK$36,727
+HK$2,106/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$69,242/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,242
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,214
−HK$986/mo
Today · 4.125%
HK$38,200
baseline
▲ 0.50% · 4.625%
HK$40,214
+HK$2,014/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$76,400/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,093
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$40,309
−HK$1,236/mo
Today · 4.125%
HK$41,545
baseline
▲ 0.50% · 4.625%
HK$44,073
+HK$2,528/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$83,090/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,491
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$44,657
−HK$1,183/mo
Today · 4.125%
HK$45,840
baseline
▲ 0.50% · 4.625%
HK$48,257
+HK$2,417/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$91,680/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,609
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$47,027
−HK$1,442/mo
Today · 4.125%
HK$48,469
baseline
▲ 0.50% · 4.625%
HK$51,418
+HK$2,949/mo
Deposit HK$4.29M · loan HK$10.00M · min. income ≈ HK$96,938/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,739
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$52,100
−HK$1,380/mo
Today · 4.125%
HK$53,480
baseline
▲ 0.50% · 4.625%
HK$56,299
+HK$2,819/mo
Deposit HK$4.29M · loan HK$10.00M · min. income ≈ HK$106,960/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,640
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$60,464
−HK$1,853/mo
Today · 4.125%
HK$62,317
baseline
▲ 0.50% · 4.625%
HK$66,109
+HK$3,792/mo
Deposit HK$1.43M · loan HK$12.86M · min. income ≈ HK$124,634/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,236
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$66,986
−HK$1,775/mo
Today · 4.125%
HK$68,761
baseline
▲ 0.50% · 4.625%
HK$72,385
+HK$3,624/mo
Deposit HK$1.43M · loan HK$12.86M · min. income ≈ HK$137,522/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,756 · Scale 2, in force from 26 Feb 2026)