LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,578
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,591
−HK$1,030/mo
Today · 4.125%
HK$34,621
baseline
▲ 0.50% · 4.625%
HK$36,728
+HK$2,107/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$69,242/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,243
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,215
−HK$986/mo
Today · 4.125%
HK$38,201
baseline
▲ 0.50% · 4.625%
HK$40,214
+HK$2,013/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$76,402/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,094
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$40,310
−HK$1,235/mo
Today · 4.125%
HK$41,545
baseline
▲ 0.50% · 4.625%
HK$44,073
+HK$2,528/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$83,090/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,491
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$44,658
−HK$1,183/mo
Today · 4.125%
HK$45,841
baseline
▲ 0.50% · 4.625%
HK$48,257
+HK$2,416/mo
Deposit HK$5.71M · loan HK$8.57M · min. income ≈ HK$91,682/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,609
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$47,028
−HK$1,441/mo
Today · 4.125%
HK$48,469
baseline
▲ 0.50% · 4.625%
HK$51,419
+HK$2,950/mo
Deposit HK$4.29M · loan HK$10.00M · min. income ≈ HK$96,938/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,740
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$52,101
−HK$1,380/mo
Today · 4.125%
HK$53,481
baseline
▲ 0.50% · 4.625%
HK$56,300
+HK$2,819/mo
Deposit HK$4.29M · loan HK$10.00M · min. income ≈ HK$106,962/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,640
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$60,464
−HK$1,854/mo
Today · 4.125%
HK$62,318
baseline
▲ 0.50% · 4.625%
HK$66,110
+HK$3,792/mo
Deposit HK$1.43M · loan HK$12.86M · min. income ≈ HK$124,636/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,237
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$66,986
−HK$1,775/mo
Today · 4.125%
HK$68,761
baseline
▲ 0.50% · 4.625%
HK$72,386
+HK$3,625/mo
Deposit HK$1.43M · loan HK$12.86M · min. income ≈ HK$137,522/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,763 · Scale 2, in force from 26 Feb 2026)