LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,581
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,595
−HK$1,030/mo
Today · 4.125%
HK$34,625
baseline
▲ 0.50% · 4.625%
HK$36,731
+HK$2,106/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$69,250/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,246
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,219
−HK$986/mo
Today · 4.125%
HK$38,205
baseline
▲ 0.50% · 4.625%
HK$40,219
+HK$2,014/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$76,410/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,098
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$40,314
−HK$1,235/mo
Today · 4.125%
HK$41,549
baseline
▲ 0.50% · 4.625%
HK$44,078
+HK$2,529/mo
Deposit HK$5.72M · loan HK$8.57M · min. income ≈ HK$83,098/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,496
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$44,662
−HK$1,184/mo
Today · 4.125%
HK$45,846
baseline
▲ 0.50% · 4.625%
HK$48,262
+HK$2,416/mo
Deposit HK$5.72M · loan HK$8.57M · min. income ≈ HK$91,692/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,614
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$47,033
−HK$1,441/mo
Today · 4.125%
HK$48,474
baseline
▲ 0.50% · 4.625%
HK$51,424
+HK$2,950/mo
Deposit HK$4.29M · loan HK$10.00M · min. income ≈ HK$96,948/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,745
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$52,106
−HK$1,381/mo
Today · 4.125%
HK$53,487
baseline
▲ 0.50% · 4.625%
HK$56,306
+HK$2,819/mo
Deposit HK$4.29M · loan HK$10.00M · min. income ≈ HK$106,974/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,647
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$60,471
−HK$1,853/mo
Today · 4.125%
HK$62,324
baseline
▲ 0.50% · 4.625%
HK$66,116
+HK$3,792/mo
Deposit HK$1.43M · loan HK$12.86M · min. income ≈ HK$124,648/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,244
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$66,993
−HK$1,776/mo
Today · 4.125%
HK$68,769
baseline
▲ 0.50% · 4.625%
HK$72,393
+HK$3,624/mo
Deposit HK$1.43M · loan HK$12.86M · min. income ≈ HK$137,538/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,818 · Scale 2, in force from 26 Feb 2026)