LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,582
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,595
−HK$1,030/mo
Today · 4.125%
HK$34,625
baseline
▲ 0.50% · 4.625%
HK$36,732
+HK$2,107/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$69,250/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,247
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,219
−HK$986/mo
Today · 4.125%
HK$38,205
baseline
▲ 0.50% · 4.625%
HK$40,219
+HK$2,014/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$76,410/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,098
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$40,314
−HK$1,236/mo
Today · 4.125%
HK$41,550
baseline
▲ 0.50% · 4.625%
HK$44,078
+HK$2,528/mo
Deposit HK$5.72M · loan HK$8.57M · min. income ≈ HK$83,100/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,496
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$44,663
−HK$1,183/mo
Today · 4.125%
HK$45,846
baseline
▲ 0.50% · 4.625%
HK$48,263
+HK$2,417/mo
Deposit HK$5.72M · loan HK$8.57M · min. income ≈ HK$91,692/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,614
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$47,033
−HK$1,442/mo
Today · 4.125%
HK$48,475
baseline
▲ 0.50% · 4.625%
HK$51,424
+HK$2,949/mo
Deposit HK$4.29M · loan HK$10.00M · min. income ≈ HK$96,950/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,746
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$52,107
−HK$1,380/mo
Today · 4.125%
HK$53,487
baseline
▲ 0.50% · 4.625%
HK$56,307
+HK$2,820/mo
Deposit HK$4.29M · loan HK$10.00M · min. income ≈ HK$106,974/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,647
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$60,471
−HK$1,854/mo
Today · 4.125%
HK$62,325
baseline
▲ 0.50% · 4.625%
HK$66,117
+HK$3,792/mo
Deposit HK$1.43M · loan HK$12.86M · min. income ≈ HK$124,650/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,244
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$66,994
−HK$1,775/mo
Today · 4.125%
HK$68,769
baseline
▲ 0.50% · 4.625%
HK$72,394
+HK$3,625/mo
Deposit HK$1.43M · loan HK$12.86M · min. income ≈ HK$137,538/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,824 · Scale 2, in force from 26 Feb 2026)