LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,583
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,597
−HK$1,029/mo
Today · 4.125%
HK$34,626
baseline
▲ 0.50% · 4.625%
HK$36,733
+HK$2,107/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$69,252/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,248
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,221
−HK$986/mo
Today · 4.125%
HK$38,207
baseline
▲ 0.50% · 4.625%
HK$40,221
+HK$2,014/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$76,414/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,100
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$40,316
−HK$1,236/mo
Today · 4.125%
HK$41,552
baseline
▲ 0.50% · 4.625%
HK$44,080
+HK$2,528/mo
Deposit HK$5.72M · loan HK$8.57M · min. income ≈ HK$83,104/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,498
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$44,665
−HK$1,183/mo
Today · 4.125%
HK$45,848
baseline
▲ 0.50% · 4.625%
HK$48,265
+HK$2,417/mo
Deposit HK$5.72M · loan HK$8.57M · min. income ≈ HK$91,696/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,616
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$47,035
−HK$1,442/mo
Today · 4.125%
HK$48,477
baseline
▲ 0.50% · 4.625%
HK$51,427
+HK$2,950/mo
Deposit HK$4.29M · loan HK$10.00M · min. income ≈ HK$96,954/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,748
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$52,109
−HK$1,381/mo
Today · 4.125%
HK$53,490
baseline
▲ 0.50% · 4.625%
HK$56,309
+HK$2,819/mo
Deposit HK$4.29M · loan HK$10.00M · min. income ≈ HK$106,980/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,650
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$60,474
−HK$1,854/mo
Today · 4.125%
HK$62,328
baseline
▲ 0.50% · 4.625%
HK$66,120
+HK$3,792/mo
Deposit HK$1.43M · loan HK$12.86M · min. income ≈ HK$124,656/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,247
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$66,997
−HK$1,775/mo
Today · 4.125%
HK$68,772
baseline
▲ 0.50% · 4.625%
HK$72,397
+HK$3,625/mo
Deposit HK$1.43M · loan HK$12.86M · min. income ≈ HK$137,544/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,847 · Scale 2, in force from 26 Feb 2026)