LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,587
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,601
−HK$1,030/mo
Today · 4.125%
HK$34,631
baseline
▲ 0.50% · 4.625%
HK$36,738
+HK$2,107/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$69,262/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,253
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,225
−HK$987/mo
Today · 4.125%
HK$38,212
baseline
▲ 0.50% · 4.625%
HK$40,226
+HK$2,014/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$76,424/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,105
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$40,321
−HK$1,236/mo
Today · 4.125%
HK$41,557
baseline
▲ 0.50% · 4.625%
HK$44,086
+HK$2,529/mo
Deposit HK$5.72M · loan HK$8.57M · min. income ≈ HK$83,114/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,504
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$44,670
−HK$1,184/mo
Today · 4.125%
HK$45,854
baseline
▲ 0.50% · 4.625%
HK$48,271
+HK$2,417/mo
Deposit HK$5.72M · loan HK$8.57M · min. income ≈ HK$91,708/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,622
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$47,041
−HK$1,442/mo
Today · 4.125%
HK$48,483
baseline
▲ 0.50% · 4.625%
HK$51,433
+HK$2,950/mo
Deposit HK$4.29M · loan HK$10.00M · min. income ≈ HK$96,966/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,754
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$52,115
−HK$1,381/mo
Today · 4.125%
HK$53,496
baseline
▲ 0.50% · 4.625%
HK$56,316
+HK$2,820/mo
Deposit HK$4.29M · loan HK$10.00M · min. income ≈ HK$106,992/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,657
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$60,482
−HK$1,853/mo
Today · 4.125%
HK$62,335
baseline
▲ 0.50% · 4.625%
HK$66,128
+HK$3,793/mo
Deposit HK$1.43M · loan HK$12.86M · min. income ≈ HK$124,670/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$535,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,255
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$67,006
−HK$1,775/mo
Today · 4.125%
HK$68,781
baseline
▲ 0.50% · 4.625%
HK$72,406
+HK$3,625/mo
Deposit HK$1.43M · loan HK$12.86M · min. income ≈ HK$137,562/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$535,915 · Scale 2, in force from 26 Feb 2026)