LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,590
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,604
−HK$1,030/mo
Today · 4.125%
HK$34,634
baseline
▲ 0.50% · 4.625%
HK$36,742
+HK$2,108/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$69,268/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,257
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,229
−HK$986/mo
Today · 4.125%
HK$38,215
baseline
▲ 0.50% · 4.625%
HK$40,230
+HK$2,015/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$76,430/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$535,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,109
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$40,325
−HK$1,236/mo
Today · 4.125%
HK$41,561
baseline
▲ 0.50% · 4.625%
HK$44,090
+HK$2,529/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$83,122/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,508
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$44,675
−HK$1,183/mo
Today · 4.125%
HK$45,858
baseline
▲ 0.50% · 4.625%
HK$48,276
+HK$2,418/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$91,716/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,627
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$47,046
−HK$1,442/mo
Today · 4.125%
HK$48,488
baseline
▲ 0.50% · 4.625%
HK$51,438
+HK$2,950/mo
Deposit HK$4.29M · loan HK$10.00M · min. income ≈ HK$96,976/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,759
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$52,120
−HK$1,382/mo
Today · 4.125%
HK$53,502
baseline
▲ 0.50% · 4.625%
HK$56,322
+HK$2,820/mo
Deposit HK$4.29M · loan HK$10.00M · min. income ≈ HK$107,004/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,663
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$60,488
−HK$1,853/mo
Today · 4.125%
HK$62,341
baseline
▲ 0.50% · 4.625%
HK$66,135
+HK$3,794/mo
Deposit HK$1.43M · loan HK$12.86M · min. income ≈ HK$124,682/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$535,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,262
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$67,012
−HK$1,776/mo
Today · 4.125%
HK$68,788
baseline
▲ 0.50% · 4.625%
HK$72,414
+HK$3,626/mo
Deposit HK$1.43M · loan HK$12.86M · min. income ≈ HK$137,576/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$535,967 · Scale 2, in force from 26 Feb 2026)