LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,594
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,608
−HK$1,030/mo
Today · 4.125%
HK$34,638
baseline
▲ 0.50% · 4.625%
HK$36,745
+HK$2,107/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$69,276/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$536,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,260
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,233
−HK$986/mo
Today · 4.125%
HK$38,219
baseline
▲ 0.50% · 4.625%
HK$40,234
+HK$2,015/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$76,438/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$536,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,113
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$40,329
−HK$1,236/mo
Today · 4.125%
HK$41,565
baseline
▲ 0.50% · 4.625%
HK$44,095
+HK$2,530/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$83,130/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$536,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,512
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$44,679
−HK$1,184/mo
Today · 4.125%
HK$45,863
baseline
▲ 0.50% · 4.625%
HK$48,281
+HK$2,418/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$91,726/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$536,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,631
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$47,051
−HK$1,442/mo
Today · 4.125%
HK$48,493
baseline
▲ 0.50% · 4.625%
HK$51,444
+HK$2,951/mo
Deposit HK$4.29M · loan HK$10.01M · min. income ≈ HK$96,986/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$536,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,765
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$52,126
−HK$1,381/mo
Today · 4.125%
HK$53,507
baseline
▲ 0.50% · 4.625%
HK$56,328
+HK$2,821/mo
Deposit HK$4.29M · loan HK$10.01M · min. income ≈ HK$107,014/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$536,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,669
−HK$3,679/mo
▼ 0.25% · 3.875%
HK$60,494
−HK$1,854/mo
Today · 4.125%
HK$62,348
baseline
▲ 0.50% · 4.625%
HK$66,142
+HK$3,794/mo
Deposit HK$1.43M · loan HK$12.86M · min. income ≈ HK$124,696/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,269
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$67,019
−HK$1,776/mo
Today · 4.125%
HK$68,795
baseline
▲ 0.50% · 4.625%
HK$72,421
+HK$3,626/mo
Deposit HK$1.43M · loan HK$12.86M · min. income ≈ HK$137,590/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,024 · Scale 2, in force from 26 Feb 2026)