LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,595
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,609
−HK$1,030/mo
Today · 4.125%
HK$34,639
baseline
▲ 0.50% · 4.625%
HK$36,746
+HK$2,107/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$69,278/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$536,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,261
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,234
−HK$986/mo
Today · 4.125%
HK$38,220
baseline
▲ 0.50% · 4.625%
HK$40,235
+HK$2,015/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$76,440/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$536,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,114
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$40,330
−HK$1,236/mo
Today · 4.125%
HK$41,566
baseline
▲ 0.50% · 4.625%
HK$44,096
+HK$2,530/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$83,132/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$536,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,513
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$44,680
−HK$1,184/mo
Today · 4.125%
HK$45,864
baseline
▲ 0.50% · 4.625%
HK$48,282
+HK$2,418/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$91,728/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$536,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,633
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$47,052
−HK$1,442/mo
Today · 4.125%
HK$48,494
baseline
▲ 0.50% · 4.625%
HK$51,445
+HK$2,951/mo
Deposit HK$4.29M · loan HK$10.01M · min. income ≈ HK$96,988/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$536,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,766
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$52,127
−HK$1,381/mo
Today · 4.125%
HK$53,508
baseline
▲ 0.50% · 4.625%
HK$56,329
+HK$2,821/mo
Deposit HK$4.29M · loan HK$10.01M · min. income ≈ HK$107,016/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$536,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,670
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$60,495
−HK$1,855/mo
Today · 4.125%
HK$62,350
baseline
▲ 0.50% · 4.625%
HK$66,143
+HK$3,793/mo
Deposit HK$1.43M · loan HK$12.86M · min. income ≈ HK$124,700/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,270
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$67,021
−HK$1,776/mo
Today · 4.125%
HK$68,797
baseline
▲ 0.50% · 4.625%
HK$72,423
+HK$3,626/mo
Deposit HK$1.43M · loan HK$12.86M · min. income ≈ HK$137,594/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,036 · Scale 2, in force from 26 Feb 2026)