LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,595
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,609
−HK$1,030/mo
Today · 4.125%
HK$34,639
baseline
▲ 0.50% · 4.625%
HK$36,747
+HK$2,108/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$69,278/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$536,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,262
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,234
−HK$987/mo
Today · 4.125%
HK$38,221
baseline
▲ 0.50% · 4.625%
HK$40,235
+HK$2,014/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$76,442/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$536,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,114
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$40,331
−HK$1,236/mo
Today · 4.125%
HK$41,567
baseline
▲ 0.50% · 4.625%
HK$44,096
+HK$2,529/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$83,134/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$536,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,514
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$44,681
−HK$1,184/mo
Today · 4.125%
HK$45,865
baseline
▲ 0.50% · 4.625%
HK$48,282
+HK$2,417/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$91,730/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$536,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,633
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$47,052
−HK$1,443/mo
Today · 4.125%
HK$48,495
baseline
▲ 0.50% · 4.625%
HK$51,445
+HK$2,950/mo
Deposit HK$4.29M · loan HK$10.01M · min. income ≈ HK$96,990/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$536,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,766
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$52,128
−HK$1,381/mo
Today · 4.125%
HK$53,509
baseline
▲ 0.50% · 4.625%
HK$56,329
+HK$2,820/mo
Deposit HK$4.29M · loan HK$10.01M · min. income ≈ HK$107,018/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$536,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,671
−HK$3,679/mo
▼ 0.25% · 3.875%
HK$60,496
−HK$1,854/mo
Today · 4.125%
HK$62,350
baseline
▲ 0.50% · 4.625%
HK$66,144
+HK$3,794/mo
Deposit HK$1.43M · loan HK$12.86M · min. income ≈ HK$124,700/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,271
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$67,021
−HK$1,776/mo
Today · 4.125%
HK$68,797
baseline
▲ 0.50% · 4.625%
HK$72,424
+HK$3,627/mo
Deposit HK$1.43M · loan HK$12.86M · min. income ≈ HK$137,594/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,041 · Scale 2, in force from 26 Feb 2026)