LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,595
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,609
−HK$1,030/mo
Today · 4.125%
HK$34,639
baseline
▲ 0.50% · 4.625%
HK$36,747
+HK$2,108/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$69,278/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$536,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,262
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,234
−HK$987/mo
Today · 4.125%
HK$38,221
baseline
▲ 0.50% · 4.625%
HK$40,236
+HK$2,015/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$76,442/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$536,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,114
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$40,331
−HK$1,236/mo
Today · 4.125%
HK$41,567
baseline
▲ 0.50% · 4.625%
HK$44,096
+HK$2,529/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$83,134/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$536,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,514
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$44,681
−HK$1,184/mo
Today · 4.125%
HK$45,865
baseline
▲ 0.50% · 4.625%
HK$48,283
+HK$2,418/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$91,730/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$536,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,633
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$47,053
−HK$1,442/mo
Today · 4.125%
HK$48,495
baseline
▲ 0.50% · 4.625%
HK$51,446
+HK$2,951/mo
Deposit HK$4.29M · loan HK$10.01M · min. income ≈ HK$96,990/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$536,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,767
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$52,128
−HK$1,381/mo
Today · 4.125%
HK$53,509
baseline
▲ 0.50% · 4.625%
HK$56,330
+HK$2,821/mo
Deposit HK$4.29M · loan HK$10.01M · min. income ≈ HK$107,018/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$536,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,671
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$60,496
−HK$1,855/mo
Today · 4.125%
HK$62,351
baseline
▲ 0.50% · 4.625%
HK$66,144
+HK$3,793/mo
Deposit HK$1.43M · loan HK$12.87M · min. income ≈ HK$124,702/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,271
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$67,022
−HK$1,776/mo
Today · 4.125%
HK$68,798
baseline
▲ 0.50% · 4.625%
HK$72,424
+HK$3,626/mo
Deposit HK$1.43M · loan HK$12.87M · min. income ≈ HK$137,596/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,045 · Scale 2, in force from 26 Feb 2026)