LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,596
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,610
−HK$1,030/mo
Today · 4.125%
HK$34,640
baseline
▲ 0.50% · 4.625%
HK$36,748
+HK$2,108/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$69,280/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$536,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,263
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,236
−HK$986/mo
Today · 4.125%
HK$38,222
baseline
▲ 0.50% · 4.625%
HK$40,237
+HK$2,015/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$76,444/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$536,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,116
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$40,332
−HK$1,236/mo
Today · 4.125%
HK$41,568
baseline
▲ 0.50% · 4.625%
HK$44,098
+HK$2,530/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$83,136/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$536,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,516
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$44,683
−HK$1,184/mo
Today · 4.125%
HK$45,867
baseline
▲ 0.50% · 4.625%
HK$48,284
+HK$2,417/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$91,734/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$536,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,635
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$47,054
−HK$1,442/mo
Today · 4.125%
HK$48,496
baseline
▲ 0.50% · 4.625%
HK$51,447
+HK$2,951/mo
Deposit HK$4.29M · loan HK$10.01M · min. income ≈ HK$96,992/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$536,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,768
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$52,130
−HK$1,381/mo
Today · 4.125%
HK$53,511
baseline
▲ 0.50% · 4.625%
HK$56,332
+HK$2,821/mo
Deposit HK$4.29M · loan HK$10.01M · min. income ≈ HK$107,022/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$536,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,673
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$60,498
−HK$1,855/mo
Today · 4.125%
HK$62,353
baseline
▲ 0.50% · 4.625%
HK$66,147
+HK$3,794/mo
Deposit HK$1.43M · loan HK$12.87M · min. income ≈ HK$124,706/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,273
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$67,024
−HK$1,776/mo
Today · 4.125%
HK$68,800
baseline
▲ 0.50% · 4.625%
HK$72,427
+HK$3,627/mo
Deposit HK$1.43M · loan HK$12.87M · min. income ≈ HK$137,600/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,063 · Scale 2, in force from 26 Feb 2026)