LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,598
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$33,612
−HK$1,031/mo
Today · 4.125%
HK$34,643
baseline
▲ 0.50% · 4.625%
HK$36,751
+HK$2,108/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$69,286/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$536,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,265
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$37,238
−HK$987/mo
Today · 4.125%
HK$38,225
baseline
▲ 0.50% · 4.625%
HK$40,240
+HK$2,015/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$76,450/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$536,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,118
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$40,335
−HK$1,236/mo
Today · 4.125%
HK$41,571
baseline
▲ 0.50% · 4.625%
HK$44,101
+HK$2,530/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$83,142/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$536,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,519
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$44,686
−HK$1,184/mo
Today · 4.125%
HK$45,870
baseline
▲ 0.50% · 4.625%
HK$48,288
+HK$2,418/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$91,740/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$536,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,638
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$47,057
−HK$1,443/mo
Today · 4.125%
HK$48,500
baseline
▲ 0.50% · 4.625%
HK$51,451
+HK$2,951/mo
Deposit HK$4.29M · loan HK$10.01M · min. income ≈ HK$97,000/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$536,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,772
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$52,133
−HK$1,382/mo
Today · 4.125%
HK$53,515
baseline
▲ 0.50% · 4.625%
HK$56,336
+HK$2,821/mo
Deposit HK$4.29M · loan HK$10.01M · min. income ≈ HK$107,030/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$536,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,677
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$60,502
−HK$1,855/mo
Today · 4.125%
HK$62,357
baseline
▲ 0.50% · 4.625%
HK$66,151
+HK$3,794/mo
Deposit HK$1.43M · loan HK$12.87M · min. income ≈ HK$124,714/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,278
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$67,029
−HK$1,776/mo
Today · 4.125%
HK$68,805
baseline
▲ 0.50% · 4.625%
HK$72,431
+HK$3,626/mo
Deposit HK$1.43M · loan HK$12.87M · min. income ≈ HK$137,610/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,100 · Scale 2, in force from 26 Feb 2026)