LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,603
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,617
−HK$1,030/mo
Today · 4.125%
HK$34,647
baseline
▲ 0.50% · 4.625%
HK$36,755
+HK$2,108/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$69,294/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,270
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$37,243
−HK$987/mo
Today · 4.125%
HK$38,230
baseline
▲ 0.50% · 4.625%
HK$40,245
+HK$2,015/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$76,460/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,123
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$40,340
−HK$1,237/mo
Today · 4.125%
HK$41,577
baseline
▲ 0.50% · 4.625%
HK$44,106
+HK$2,529/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$83,154/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,524
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$44,692
−HK$1,184/mo
Today · 4.125%
HK$45,876
baseline
▲ 0.50% · 4.625%
HK$48,294
+HK$2,418/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$91,752/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,644
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$47,064
−HK$1,442/mo
Today · 4.125%
HK$48,506
baseline
▲ 0.50% · 4.625%
HK$51,458
+HK$2,952/mo
Deposit HK$4.29M · loan HK$10.01M · min. income ≈ HK$97,012/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,778
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$52,140
−HK$1,382/mo
Today · 4.125%
HK$53,522
baseline
▲ 0.50% · 4.625%
HK$56,343
+HK$2,821/mo
Deposit HK$4.29M · loan HK$10.01M · min. income ≈ HK$107,044/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,685
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$60,510
−HK$1,855/mo
Today · 4.125%
HK$62,365
baseline
▲ 0.50% · 4.625%
HK$66,160
+HK$3,795/mo
Deposit HK$1.43M · loan HK$12.87M · min. income ≈ HK$124,730/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,286
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$67,037
−HK$1,777/mo
Today · 4.125%
HK$68,814
baseline
▲ 0.50% · 4.625%
HK$72,441
+HK$3,627/mo
Deposit HK$1.43M · loan HK$12.87M · min. income ≈ HK$137,628/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,169 · Scale 2, in force from 26 Feb 2026)