LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,604
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,618
−HK$1,030/mo
Today · 4.125%
HK$34,648
baseline
▲ 0.50% · 4.625%
HK$36,756
+HK$2,108/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$69,296/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,271
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$37,244
−HK$987/mo
Today · 4.125%
HK$38,231
baseline
▲ 0.50% · 4.625%
HK$40,246
+HK$2,015/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$76,462/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,124
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$40,341
−HK$1,237/mo
Today · 4.125%
HK$41,578
baseline
▲ 0.50% · 4.625%
HK$44,108
+HK$2,530/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$83,156/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,525
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$44,693
−HK$1,184/mo
Today · 4.125%
HK$45,877
baseline
▲ 0.50% · 4.625%
HK$48,295
+HK$2,418/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$91,754/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,645
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$47,065
−HK$1,442/mo
Today · 4.125%
HK$48,507
baseline
▲ 0.50% · 4.625%
HK$51,459
+HK$2,952/mo
Deposit HK$4.29M · loan HK$10.01M · min. income ≈ HK$97,014/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,780
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$52,141
−HK$1,382/mo
Today · 4.125%
HK$53,523
baseline
▲ 0.50% · 4.625%
HK$56,344
+HK$2,821/mo
Deposit HK$4.29M · loan HK$10.01M · min. income ≈ HK$107,046/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,686
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$60,512
−HK$1,854/mo
Today · 4.125%
HK$62,366
baseline
▲ 0.50% · 4.625%
HK$66,161
+HK$3,795/mo
Deposit HK$1.43M · loan HK$12.87M · min. income ≈ HK$124,732/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,288
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$67,039
−HK$1,776/mo
Today · 4.125%
HK$68,815
baseline
▲ 0.50% · 4.625%
HK$72,443
+HK$3,628/mo
Deposit HK$1.43M · loan HK$12.87M · min. income ≈ HK$137,630/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,182 · Scale 2, in force from 26 Feb 2026)