LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,605
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,619
−HK$1,030/mo
Today · 4.125%
HK$34,649
baseline
▲ 0.50% · 4.625%
HK$36,758
+HK$2,109/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$69,298/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,273
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,245
−HK$987/mo
Today · 4.125%
HK$38,232
baseline
▲ 0.50% · 4.625%
HK$40,248
+HK$2,016/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$76,464/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,126
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$40,343
−HK$1,236/mo
Today · 4.125%
HK$41,579
baseline
▲ 0.50% · 4.625%
HK$44,109
+HK$2,530/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$83,158/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,527
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$44,694
−HK$1,185/mo
Today · 4.125%
HK$45,879
baseline
▲ 0.50% · 4.625%
HK$48,297
+HK$2,418/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$91,758/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,647
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$47,067
−HK$1,442/mo
Today · 4.125%
HK$48,509
baseline
▲ 0.50% · 4.625%
HK$51,461
+HK$2,952/mo
Deposit HK$4.29M · loan HK$10.01M · min. income ≈ HK$97,018/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,782
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$52,143
−HK$1,382/mo
Today · 4.125%
HK$53,525
baseline
▲ 0.50% · 4.625%
HK$56,347
+HK$2,822/mo
Deposit HK$4.29M · loan HK$10.01M · min. income ≈ HK$107,050/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,689
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$60,514
−HK$1,855/mo
Today · 4.125%
HK$62,369
baseline
▲ 0.50% · 4.625%
HK$66,164
+HK$3,795/mo
Deposit HK$1.43M · loan HK$12.87M · min. income ≈ HK$124,738/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,291
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$67,042
−HK$1,776/mo
Today · 4.125%
HK$68,818
baseline
▲ 0.50% · 4.625%
HK$72,446
+HK$3,628/mo
Deposit HK$1.43M · loan HK$12.87M · min. income ≈ HK$137,636/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,204 · Scale 2, in force from 26 Feb 2026)