LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,605
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$33,620
−HK$1,030/mo
Today · 4.125%
HK$34,650
baseline
▲ 0.50% · 4.625%
HK$36,758
+HK$2,108/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$69,300/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,273
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$37,246
−HK$987/mo
Today · 4.125%
HK$38,233
baseline
▲ 0.50% · 4.625%
HK$40,248
+HK$2,015/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$76,466/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,127
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$40,344
−HK$1,236/mo
Today · 4.125%
HK$41,580
baseline
▲ 0.50% · 4.625%
HK$44,110
+HK$2,530/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$83,160/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,528
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$44,695
−HK$1,185/mo
Today · 4.125%
HK$45,880
baseline
▲ 0.50% · 4.625%
HK$48,298
+HK$2,418/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$91,760/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,648
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$47,068
−HK$1,442/mo
Today · 4.125%
HK$48,510
baseline
▲ 0.50% · 4.625%
HK$51,462
+HK$2,952/mo
Deposit HK$4.29M · loan HK$10.01M · min. income ≈ HK$97,020/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,783
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$52,145
−HK$1,381/mo
Today · 4.125%
HK$53,526
baseline
▲ 0.50% · 4.625%
HK$56,348
+HK$2,822/mo
Deposit HK$4.29M · loan HK$10.01M · min. income ≈ HK$107,052/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,690
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$60,515
−HK$1,855/mo
Today · 4.125%
HK$62,370
baseline
▲ 0.50% · 4.625%
HK$66,165
+HK$3,795/mo
Deposit HK$1.43M · loan HK$12.87M · min. income ≈ HK$124,740/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,292
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$67,043
−HK$1,776/mo
Today · 4.125%
HK$68,819
baseline
▲ 0.50% · 4.625%
HK$72,447
+HK$3,628/mo
Deposit HK$1.43M · loan HK$12.87M · min. income ≈ HK$137,638/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,214 · Scale 2, in force from 26 Feb 2026)