LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,606
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,620
−HK$1,030/mo
Today · 4.125%
HK$34,650
baseline
▲ 0.50% · 4.625%
HK$36,759
+HK$2,109/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$69,300/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,273
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$37,246
−HK$987/mo
Today · 4.125%
HK$38,233
baseline
▲ 0.50% · 4.625%
HK$40,249
+HK$2,016/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$76,466/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,127
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$40,344
−HK$1,236/mo
Today · 4.125%
HK$41,580
baseline
▲ 0.50% · 4.625%
HK$44,110
+HK$2,530/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$83,160/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,528
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$44,696
−HK$1,184/mo
Today · 4.125%
HK$45,880
baseline
▲ 0.50% · 4.625%
HK$48,298
+HK$2,418/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$91,760/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,648
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$47,068
−HK$1,442/mo
Today · 4.125%
HK$48,510
baseline
▲ 0.50% · 4.625%
HK$51,462
+HK$2,952/mo
Deposit HK$4.29M · loan HK$10.01M · min. income ≈ HK$97,020/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,783
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$52,145
−HK$1,382/mo
Today · 4.125%
HK$53,527
baseline
▲ 0.50% · 4.625%
HK$56,348
+HK$2,821/mo
Deposit HK$4.29M · loan HK$10.01M · min. income ≈ HK$107,054/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,690
−HK$3,681/mo
▼ 0.25% · 3.875%
HK$60,516
−HK$1,855/mo
Today · 4.125%
HK$62,371
baseline
▲ 0.50% · 4.625%
HK$66,166
+HK$3,795/mo
Deposit HK$1.43M · loan HK$12.87M · min. income ≈ HK$124,742/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,292
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$67,043
−HK$1,777/mo
Today · 4.125%
HK$68,820
baseline
▲ 0.50% · 4.625%
HK$72,447
+HK$3,627/mo
Deposit HK$1.43M · loan HK$12.87M · min. income ≈ HK$137,640/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,218 · Scale 2, in force from 26 Feb 2026)