LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,608
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$33,622
−HK$1,031/mo
Today · 4.125%
HK$34,653
baseline
▲ 0.50% · 4.625%
HK$36,761
+HK$2,108/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$69,306/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,276
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$37,249
−HK$987/mo
Today · 4.125%
HK$38,236
baseline
▲ 0.50% · 4.625%
HK$40,251
+HK$2,015/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$76,472/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,129
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$40,347
−HK$1,236/mo
Today · 4.125%
HK$41,583
baseline
▲ 0.50% · 4.625%
HK$44,113
+HK$2,530/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$83,166/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,531
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$44,699
−HK$1,184/mo
Today · 4.125%
HK$45,883
baseline
▲ 0.50% · 4.625%
HK$48,302
+HK$2,419/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$91,766/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,651
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$47,071
−HK$1,443/mo
Today · 4.125%
HK$48,514
baseline
▲ 0.50% · 4.625%
HK$51,466
+HK$2,952/mo
Deposit HK$4.29M · loan HK$10.01M · min. income ≈ HK$97,028/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,786
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$52,148
−HK$1,382/mo
Today · 4.125%
HK$53,530
baseline
▲ 0.50% · 4.625%
HK$56,352
+HK$2,822/mo
Deposit HK$4.29M · loan HK$10.01M · min. income ≈ HK$107,060/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,694
−HK$3,681/mo
▼ 0.25% · 3.875%
HK$60,520
−HK$1,855/mo
Today · 4.125%
HK$62,375
baseline
▲ 0.50% · 4.625%
HK$66,170
+HK$3,795/mo
Deposit HK$1.43M · loan HK$12.87M · min. income ≈ HK$124,750/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,297
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$67,048
−HK$1,776/mo
Today · 4.125%
HK$68,824
baseline
▲ 0.50% · 4.625%
HK$72,452
+HK$3,628/mo
Deposit HK$1.43M · loan HK$12.87M · min. income ≈ HK$137,648/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,254 · Scale 2, in force from 26 Feb 2026)