LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,610
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$33,624
−HK$1,031/mo
Today · 4.125%
HK$34,655
baseline
▲ 0.50% · 4.625%
HK$36,763
+HK$2,108/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$69,310/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,278
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$37,251
−HK$987/mo
Today · 4.125%
HK$38,238
baseline
▲ 0.50% · 4.625%
HK$40,253
+HK$2,015/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$76,476/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,132
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$40,349
−HK$1,236/mo
Today · 4.125%
HK$41,585
baseline
▲ 0.50% · 4.625%
HK$44,116
+HK$2,531/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$83,170/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,533
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$44,701
−HK$1,184/mo
Today · 4.125%
HK$45,885
baseline
▲ 0.50% · 4.625%
HK$48,304
+HK$2,419/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$91,770/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,653
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$47,074
−HK$1,442/mo
Today · 4.125%
HK$48,516
baseline
▲ 0.50% · 4.625%
HK$51,468
+HK$2,952/mo
Deposit HK$4.29M · loan HK$10.01M · min. income ≈ HK$97,032/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,789
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$52,151
−HK$1,382/mo
Today · 4.125%
HK$53,533
baseline
▲ 0.50% · 4.625%
HK$56,355
+HK$2,822/mo
Deposit HK$4.29M · loan HK$10.01M · min. income ≈ HK$107,066/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,697
−HK$3,681/mo
▼ 0.25% · 3.875%
HK$60,523
−HK$1,855/mo
Today · 4.125%
HK$62,378
baseline
▲ 0.50% · 4.625%
HK$66,174
+HK$3,796/mo
Deposit HK$1.43M · loan HK$12.87M · min. income ≈ HK$124,756/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,300
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$67,052
−HK$1,776/mo
Today · 4.125%
HK$68,828
baseline
▲ 0.50% · 4.625%
HK$72,456
+HK$3,628/mo
Deposit HK$1.43M · loan HK$12.87M · min. income ≈ HK$137,656/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,283 · Scale 2, in force from 26 Feb 2026)