LTV · monthly repayment
▼ 0.50% · 3.625%
HK$326,119
−HK$20,450/mo
▼ 0.25% · 3.875%
HK$336,263
−HK$10,306/mo
Today · 4.125%
HK$346,569
baseline
▲ 0.50% · 4.625%
HK$367,657
+HK$21,088/mo
Deposit HK$71.51M · loan HK$71.51M · min. income ≈ HK$693,138/mo (50% DSR)
Upfront cash ≈ HK$80.81M (deposit + AVD stamp duty HK$9,296,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$362,804
−HK$19,601/mo
▼ 0.25% · 3.875%
HK$372,534
−HK$9,871/mo
Today · 4.125%
HK$382,405
baseline
▲ 0.50% · 4.625%
HK$402,562
+HK$20,157/mo
Deposit HK$71.51M · loan HK$71.51M · min. income ≈ HK$764,810/mo (50% DSR)
Upfront cash ≈ HK$80.81M (deposit + AVD stamp duty HK$9,296,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$391,343
−HK$24,540/mo
▼ 0.25% · 3.875%
HK$403,516
−HK$12,367/mo
Today · 4.125%
HK$415,883
baseline
▲ 0.50% · 4.625%
HK$441,189
+HK$25,306/mo
Deposit HK$57.21M · loan HK$85.81M · min. income ≈ HK$831,766/mo (50% DSR)
Upfront cash ≈ HK$66.50M (deposit + AVD stamp duty HK$9,296,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$435,365
−HK$23,521/mo
▼ 0.25% · 3.875%
HK$447,041
−HK$11,845/mo
Today · 4.125%
HK$458,886
baseline
▲ 0.50% · 4.625%
HK$483,075
+HK$24,189/mo
Deposit HK$57.21M · loan HK$85.81M · min. income ≈ HK$917,772/mo (50% DSR)
Upfront cash ≈ HK$66.50M (deposit + AVD stamp duty HK$9,296,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$456,567
−HK$28,630/mo
▼ 0.25% · 3.875%
HK$470,768
−HK$14,429/mo
Today · 4.125%
HK$485,197
baseline
▲ 0.50% · 4.625%
HK$514,720
+HK$29,523/mo
Deposit HK$42.91M · loan HK$100.11M · min. income ≈ HK$970,394/mo (50% DSR)
Upfront cash ≈ HK$52.20M (deposit + AVD stamp duty HK$9,296,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$507,926
−HK$27,441/mo
▼ 0.25% · 3.875%
HK$521,548
−HK$13,819/mo
Today · 4.125%
HK$535,367
baseline
▲ 0.50% · 4.625%
HK$563,587
+HK$28,220/mo
Deposit HK$42.91M · loan HK$100.11M · min. income ≈ HK$1,070,734/mo (50% DSR)
Upfront cash ≈ HK$52.20M (deposit + AVD stamp duty HK$9,296,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$587,014
−HK$36,811/mo
▼ 0.25% · 3.875%
HK$605,274
−HK$18,551/mo
Today · 4.125%
HK$623,825
baseline
▲ 0.50% · 4.625%
HK$661,783
+HK$37,958/mo
Deposit HK$14.30M · loan HK$128.72M · min. income ≈ HK$1,247,650/mo (50% DSR)
Upfront cash ≈ HK$23.60M (deposit + AVD stamp duty HK$9,296,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$653,047
−HK$35,282/mo
▼ 0.25% · 3.875%
HK$670,562
−HK$17,767/mo
Today · 4.125%
HK$688,329
baseline
▲ 0.50% · 4.625%
HK$724,612
+HK$36,283/mo
Deposit HK$14.30M · loan HK$128.72M · min. income ≈ HK$1,376,658/mo (50% DSR)
Upfront cash ≈ HK$23.60M (deposit + AVD stamp duty HK$9,296,206 · Scale 2, in force from 26 Feb 2026)