LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,612
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,627
−HK$1,031/mo
Today · 4.125%
HK$34,658
baseline
▲ 0.50% · 4.625%
HK$36,766
+HK$2,108/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$69,316/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,281
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$37,254
−HK$987/mo
Today · 4.125%
HK$38,241
baseline
▲ 0.50% · 4.625%
HK$40,257
+HK$2,016/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$76,482/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,135
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$40,352
−HK$1,237/mo
Today · 4.125%
HK$41,589
baseline
▲ 0.50% · 4.625%
HK$44,120
+HK$2,531/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$83,178/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,537
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$44,705
−HK$1,184/mo
Today · 4.125%
HK$45,889
baseline
▲ 0.50% · 4.625%
HK$48,308
+HK$2,419/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$91,778/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,657
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$47,078
−HK$1,443/mo
Today · 4.125%
HK$48,521
baseline
▲ 0.50% · 4.625%
HK$51,473
+HK$2,952/mo
Deposit HK$4.29M · loan HK$10.01M · min. income ≈ HK$97,042/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,793
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$52,156
−HK$1,382/mo
Today · 4.125%
HK$53,538
baseline
▲ 0.50% · 4.625%
HK$56,360
+HK$2,822/mo
Deposit HK$4.29M · loan HK$10.01M · min. income ≈ HK$107,076/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,702
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$60,528
−HK$1,856/mo
Today · 4.125%
HK$62,384
baseline
▲ 0.50% · 4.625%
HK$66,179
+HK$3,795/mo
Deposit HK$1.43M · loan HK$12.87M · min. income ≈ HK$124,768/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,306
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$67,057
−HK$1,777/mo
Today · 4.125%
HK$68,834
baseline
▲ 0.50% · 4.625%
HK$72,462
+HK$3,628/mo
Deposit HK$1.43M · loan HK$12.87M · min. income ≈ HK$137,668/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,329 · Scale 2, in force from 26 Feb 2026)