LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,618
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,633
−HK$1,031/mo
Today · 4.125%
HK$34,664
baseline
▲ 0.50% · 4.625%
HK$36,773
+HK$2,109/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$69,328/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,287
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,261
−HK$987/mo
Today · 4.125%
HK$38,248
baseline
▲ 0.50% · 4.625%
HK$40,264
+HK$2,016/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$76,496/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,142
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$40,359
−HK$1,237/mo
Today · 4.125%
HK$41,596
baseline
▲ 0.50% · 4.625%
HK$44,127
+HK$2,531/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$83,192/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,545
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$44,713
−HK$1,185/mo
Today · 4.125%
HK$45,898
baseline
▲ 0.50% · 4.625%
HK$48,317
+HK$2,419/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$91,796/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,666
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$47,086
−HK$1,443/mo
Today · 4.125%
HK$48,529
baseline
▲ 0.50% · 4.625%
HK$51,482
+HK$2,953/mo
Deposit HK$4.29M · loan HK$10.01M · min. income ≈ HK$97,058/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,802
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$52,165
−HK$1,382/mo
Today · 4.125%
HK$53,547
baseline
▲ 0.50% · 4.625%
HK$56,370
+HK$2,823/mo
Deposit HK$4.29M · loan HK$10.01M · min. income ≈ HK$107,094/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,713
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$60,539
−HK$1,856/mo
Today · 4.125%
HK$62,395
baseline
▲ 0.50% · 4.625%
HK$66,191
+HK$3,796/mo
Deposit HK$1.43M · loan HK$12.87M · min. income ≈ HK$124,790/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,317
−HK$3,529/mo
▼ 0.25% · 3.875%
HK$67,069
−HK$1,777/mo
Today · 4.125%
HK$68,846
baseline
▲ 0.50% · 4.625%
HK$72,475
+HK$3,629/mo
Deposit HK$1.43M · loan HK$12.87M · min. income ≈ HK$137,692/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,424 · Scale 2, in force from 26 Feb 2026)