Skip to content
Home Mortgage Planner

Mortgage Planner

Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.

HK$143.05M HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$456,669
−HK$28,637/mo
▼ 0.25% · 3.875%
HK$470,874
−HK$14,432/mo
Today · 4.125%
HK$485,306
baseline
▲ 0.50% · 4.625%
HK$514,836
+HK$29,530/mo

Deposit HK$42.92M · loan HK$100.14M · min. income ≈ HK$970,612/mo (50% DSR)

Upfront cash ≈ HK$52.21M (deposit + AVD stamp duty HK$9,298,289 · Scale 2, in force from 26 Feb 2026)

For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.