LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,620
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$33,634
−HK$1,031/mo
Today · 4.125%
HK$34,665
baseline
▲ 0.50% · 4.625%
HK$36,775
+HK$2,110/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$69,330/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,289
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,262
−HK$988/mo
Today · 4.125%
HK$38,250
baseline
▲ 0.50% · 4.625%
HK$40,266
+HK$2,016/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$76,500/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,144
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$40,361
−HK$1,237/mo
Today · 4.125%
HK$41,598
baseline
▲ 0.50% · 4.625%
HK$44,129
+HK$2,531/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$83,196/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,547
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$44,715
−HK$1,185/mo
Today · 4.125%
HK$45,900
baseline
▲ 0.50% · 4.625%
HK$48,319
+HK$2,419/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$91,800/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,668
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$47,088
−HK$1,443/mo
Today · 4.125%
HK$48,531
baseline
▲ 0.50% · 4.625%
HK$51,484
+HK$2,953/mo
Deposit HK$4.29M · loan HK$10.01M · min. income ≈ HK$97,062/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,805
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$52,167
−HK$1,383/mo
Today · 4.125%
HK$53,550
baseline
▲ 0.50% · 4.625%
HK$56,372
+HK$2,822/mo
Deposit HK$4.29M · loan HK$10.01M · min. income ≈ HK$107,100/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,715
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$60,542
−HK$1,855/mo
Today · 4.125%
HK$62,397
baseline
▲ 0.50% · 4.625%
HK$66,194
+HK$3,797/mo
Deposit HK$1.43M · loan HK$12.87M · min. income ≈ HK$124,794/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,320
−HK$3,529/mo
▼ 0.25% · 3.875%
HK$67,072
−HK$1,777/mo
Today · 4.125%
HK$68,849
baseline
▲ 0.50% · 4.625%
HK$72,479
+HK$3,630/mo
Deposit HK$1.43M · loan HK$12.87M · min. income ≈ HK$137,698/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,449 · Scale 2, in force from 26 Feb 2026)