LTV · monthly repayment
▼ 0.50% · 3.625%
HK$326,204
−HK$20,456/mo
▼ 0.25% · 3.875%
HK$336,351
−HK$10,309/mo
Today · 4.125%
HK$346,660
baseline
▲ 0.50% · 4.625%
HK$367,753
+HK$21,093/mo
Deposit HK$71.53M · loan HK$71.53M · min. income ≈ HK$693,320/mo (50% DSR)
Upfront cash ≈ HK$80.83M (deposit + AVD stamp duty HK$9,298,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$362,898
−HK$19,607/mo
▼ 0.25% · 3.875%
HK$372,631
−HK$9,874/mo
Today · 4.125%
HK$382,505
baseline
▲ 0.50% · 4.625%
HK$402,667
+HK$20,162/mo
Deposit HK$71.53M · loan HK$71.53M · min. income ≈ HK$765,010/mo (50% DSR)
Upfront cash ≈ HK$80.83M (deposit + AVD stamp duty HK$9,298,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$391,445
−HK$24,547/mo
▼ 0.25% · 3.875%
HK$403,621
−HK$12,371/mo
Today · 4.125%
HK$415,992
baseline
▲ 0.50% · 4.625%
HK$441,304
+HK$25,312/mo
Deposit HK$57.22M · loan HK$85.83M · min. income ≈ HK$831,984/mo (50% DSR)
Upfront cash ≈ HK$66.52M (deposit + AVD stamp duty HK$9,298,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$435,478
−HK$23,528/mo
▼ 0.25% · 3.875%
HK$447,157
−HK$11,849/mo
Today · 4.125%
HK$459,006
baseline
▲ 0.50% · 4.625%
HK$483,200
+HK$24,194/mo
Deposit HK$57.22M · loan HK$85.83M · min. income ≈ HK$918,012/mo (50% DSR)
Upfront cash ≈ HK$66.52M (deposit + AVD stamp duty HK$9,298,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$456,685
−HK$28,638/mo
▼ 0.25% · 3.875%
HK$470,891
−HK$14,432/mo
Today · 4.125%
HK$485,323
baseline
▲ 0.50% · 4.625%
HK$514,854
+HK$29,531/mo
Deposit HK$42.92M · loan HK$100.14M · min. income ≈ HK$970,646/mo (50% DSR)
Upfront cash ≈ HK$52.22M (deposit + AVD stamp duty HK$9,298,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$508,058
−HK$27,449/mo
▼ 0.25% · 3.875%
HK$521,684
−HK$13,823/mo
Today · 4.125%
HK$535,507
baseline
▲ 0.50% · 4.625%
HK$563,734
+HK$28,227/mo
Deposit HK$42.92M · loan HK$100.14M · min. income ≈ HK$1,071,014/mo (50% DSR)
Upfront cash ≈ HK$52.22M (deposit + AVD stamp duty HK$9,298,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$587,167
−HK$36,820/mo
▼ 0.25% · 3.875%
HK$605,431
−HK$18,556/mo
Today · 4.125%
HK$623,987
baseline
▲ 0.50% · 4.625%
HK$661,955
+HK$37,968/mo
Deposit HK$14.31M · loan HK$128.75M · min. income ≈ HK$1,247,974/mo (50% DSR)
Upfront cash ≈ HK$23.60M (deposit + AVD stamp duty HK$9,298,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$653,217
−HK$35,291/mo
▼ 0.25% · 3.875%
HK$670,736
−HK$17,772/mo
Today · 4.125%
HK$688,508
baseline
▲ 0.50% · 4.625%
HK$724,801
+HK$36,293/mo
Deposit HK$14.31M · loan HK$128.75M · min. income ≈ HK$1,377,016/mo (50% DSR)
Upfront cash ≈ HK$23.60M (deposit + AVD stamp duty HK$9,298,623 · Scale 2, in force from 26 Feb 2026)