LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,621
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,636
−HK$1,031/mo
Today · 4.125%
HK$34,667
baseline
▲ 0.50% · 4.625%
HK$36,776
+HK$2,109/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$69,334/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,291
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$37,264
−HK$987/mo
Today · 4.125%
HK$38,251
baseline
▲ 0.50% · 4.625%
HK$40,268
+HK$2,017/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$76,502/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,145
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$40,363
−HK$1,237/mo
Today · 4.125%
HK$41,600
baseline
▲ 0.50% · 4.625%
HK$44,131
+HK$2,531/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$83,200/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,549
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$44,717
−HK$1,185/mo
Today · 4.125%
HK$45,902
baseline
▲ 0.50% · 4.625%
HK$48,321
+HK$2,419/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$91,804/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,669
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$47,090
−HK$1,443/mo
Today · 4.125%
HK$48,533
baseline
▲ 0.50% · 4.625%
HK$51,487
+HK$2,954/mo
Deposit HK$4.29M · loan HK$10.01M · min. income ≈ HK$97,066/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,807
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$52,169
−HK$1,383/mo
Today · 4.125%
HK$53,552
baseline
▲ 0.50% · 4.625%
HK$56,375
+HK$2,823/mo
Deposit HK$4.29M · loan HK$10.01M · min. income ≈ HK$107,104/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,718
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$60,544
−HK$1,856/mo
Today · 4.125%
HK$62,400
baseline
▲ 0.50% · 4.625%
HK$66,197
+HK$3,797/mo
Deposit HK$1.43M · loan HK$12.88M · min. income ≈ HK$124,800/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,323
−HK$3,529/mo
▼ 0.25% · 3.875%
HK$67,075
−HK$1,777/mo
Today · 4.125%
HK$68,852
baseline
▲ 0.50% · 4.625%
HK$72,482
+HK$3,630/mo
Deposit HK$1.43M · loan HK$12.88M · min. income ≈ HK$137,704/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,471 · Scale 2, in force from 26 Feb 2026)