LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,624
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,639
−HK$1,031/mo
Today · 4.125%
HK$34,670
baseline
▲ 0.50% · 4.625%
HK$36,780
+HK$2,110/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$69,340/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,294
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,267
−HK$988/mo
Today · 4.125%
HK$38,255
baseline
▲ 0.50% · 4.625%
HK$40,271
+HK$2,016/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$76,510/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,149
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$40,367
−HK$1,237/mo
Today · 4.125%
HK$41,604
baseline
▲ 0.50% · 4.625%
HK$44,136
+HK$2,532/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$83,208/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,553
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$44,721
−HK$1,185/mo
Today · 4.125%
HK$45,906
baseline
▲ 0.50% · 4.625%
HK$48,326
+HK$2,420/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$91,812/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,674
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$47,095
−HK$1,443/mo
Today · 4.125%
HK$48,538
baseline
▲ 0.50% · 4.625%
HK$51,491
+HK$2,953/mo
Deposit HK$4.29M · loan HK$10.02M · min. income ≈ HK$97,076/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,812
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$52,174
−HK$1,383/mo
Today · 4.125%
HK$53,557
baseline
▲ 0.50% · 4.625%
HK$56,380
+HK$2,823/mo
Deposit HK$4.29M · loan HK$10.02M · min. income ≈ HK$107,114/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,724
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$60,550
−HK$1,856/mo
Today · 4.125%
HK$62,406
baseline
▲ 0.50% · 4.625%
HK$66,203
+HK$3,797/mo
Deposit HK$1.43M · loan HK$12.88M · min. income ≈ HK$124,812/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,329
−HK$3,530/mo
▼ 0.25% · 3.875%
HK$67,081
−HK$1,778/mo
Today · 4.125%
HK$68,859
baseline
▲ 0.50% · 4.625%
HK$72,489
+HK$3,630/mo
Deposit HK$1.43M · loan HK$12.88M · min. income ≈ HK$137,718/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,522 · Scale 2, in force from 26 Feb 2026)