LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,626
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,641
−HK$1,031/mo
Today · 4.125%
HK$34,672
baseline
▲ 0.50% · 4.625%
HK$36,782
+HK$2,110/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$69,344/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,296
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,270
−HK$987/mo
Today · 4.125%
HK$38,257
baseline
▲ 0.50% · 4.625%
HK$40,274
+HK$2,017/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$76,514/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,151
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$40,369
−HK$1,237/mo
Today · 4.125%
HK$41,606
baseline
▲ 0.50% · 4.625%
HK$44,138
+HK$2,532/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$83,212/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,555
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$44,723
−HK$1,185/mo
Today · 4.125%
HK$45,908
baseline
▲ 0.50% · 4.625%
HK$48,328
+HK$2,420/mo
Deposit HK$5.72M · loan HK$8.58M · min. income ≈ HK$91,816/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,676
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$47,097
−HK$1,444/mo
Today · 4.125%
HK$48,541
baseline
▲ 0.50% · 4.625%
HK$51,494
+HK$2,953/mo
Deposit HK$4.29M · loan HK$10.02M · min. income ≈ HK$97,082/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,815
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$52,177
−HK$1,383/mo
Today · 4.125%
HK$53,560
baseline
▲ 0.50% · 4.625%
HK$56,383
+HK$2,823/mo
Deposit HK$4.29M · loan HK$10.02M · min. income ≈ HK$107,120/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,727
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$60,554
−HK$1,855/mo
Today · 4.125%
HK$62,409
baseline
▲ 0.50% · 4.625%
HK$66,207
+HK$3,798/mo
Deposit HK$1.43M · loan HK$12.88M · min. income ≈ HK$124,818/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,333
−HK$3,530/mo
▼ 0.25% · 3.875%
HK$67,085
−HK$1,778/mo
Today · 4.125%
HK$68,863
baseline
▲ 0.50% · 4.625%
HK$72,493
+HK$3,630/mo
Deposit HK$1.43M · loan HK$12.88M · min. income ≈ HK$137,726/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,552 · Scale 2, in force from 26 Feb 2026)