LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,627
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,642
−HK$1,031/mo
Today · 4.125%
HK$34,673
baseline
▲ 0.50% · 4.625%
HK$36,783
+HK$2,110/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$69,346/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,298
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,271
−HK$988/mo
Today · 4.125%
HK$38,259
baseline
▲ 0.50% · 4.625%
HK$40,275
+HK$2,016/mo
Deposit HK$7.15M · loan HK$7.15M · min. income ≈ HK$76,518/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,153
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$40,371
−HK$1,237/mo
Today · 4.125%
HK$41,608
baseline
▲ 0.50% · 4.625%
HK$44,140
+HK$2,532/mo
Deposit HK$5.72M · loan HK$8.59M · min. income ≈ HK$83,216/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,557
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$44,725
−HK$1,185/mo
Today · 4.125%
HK$45,910
baseline
▲ 0.50% · 4.625%
HK$48,330
+HK$2,420/mo
Deposit HK$5.72M · loan HK$8.59M · min. income ≈ HK$91,820/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,678
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$47,099
−HK$1,444/mo
Today · 4.125%
HK$48,543
baseline
▲ 0.50% · 4.625%
HK$51,496
+HK$2,953/mo
Deposit HK$4.29M · loan HK$10.02M · min. income ≈ HK$97,086/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,817
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$52,180
−HK$1,382/mo
Today · 4.125%
HK$53,562
baseline
▲ 0.50% · 4.625%
HK$56,385
+HK$2,823/mo
Deposit HK$4.29M · loan HK$10.02M · min. income ≈ HK$107,124/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,729
−HK$3,683/mo
▼ 0.25% · 3.875%
HK$60,556
−HK$1,856/mo
Today · 4.125%
HK$62,412
baseline
▲ 0.50% · 4.625%
HK$66,210
+HK$3,798/mo
Deposit HK$1.43M · loan HK$12.88M · min. income ≈ HK$124,824/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,336
−HK$3,530/mo
▼ 0.25% · 3.875%
HK$67,088
−HK$1,778/mo
Today · 4.125%
HK$68,866
baseline
▲ 0.50% · 4.625%
HK$72,496
+HK$3,630/mo
Deposit HK$1.43M · loan HK$12.88M · min. income ≈ HK$137,732/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,575 · Scale 2, in force from 26 Feb 2026)